Medicine
Seven to twelve years, six figures of debt, and the highest floor of any career.
Medicine is the highest-floor career in the U.S. workforce — once you're a practicing physician with board certification, your income is $200k+ for life, your job security is high, and you're doing work that matters. The training is rigorous and respected globally. If you know you want to practice medicine, the long path works out. Specialty choice determines the hours-to-dollars trade.
It's the longest, most expensive training path. Pre-med + MCAT + med school (4 years, ~$60k/year tuition) + residency (3–7 years, $55–70k/year while training brutal hours) + fellowships (optional, 1–3 more years). Average MD debt is $200–300k. Burnout rates in practice are high (40–60% depending on specialty). Don't enter the path for the money alone — the path is too long to sustain without genuine commitment.
Specialty and setting drive pay. Highest-earning specialties — orthopedic surgery ($550k+), cardiology ($450k+), dermatology ($420k+), radiology ($430k+), anesthesiology ($400k+). Lower- earning — pediatrics ($210k), psychiatry ($260k), family medicine ($240k), general IM ($240k). Private practice and fee-for-service settings pay more than academic. Rural and underserved-area work often includes loan forgiveness and higher starting salaries.
AI is reshaping medicine heavily — radiology reads, pathology, clinical decision support, documentation, scheduling, triage. Radiology and pathology are the most-exposed specialties long-term, though the field is adapting, not disappearing. What stays human — complex clinical reasoning, patient relationships, procedures, surgery, and specialties requiring deep judgment. The floor stays high; the routine work shrinks.
One free Google sign-in unlocks the full data sheet. No paywall, no ads, no affiliates.
Email magic-link sign-in is coming next. For now Google handles the auth — we never see your password and we never ask for your age.